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We’re here to help you. We help individuals, families and employers through challenging times. Through them — whenever you need us. Web combined insurance company of america is a chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in the u.s.* and. Web combined insurance has an a+ rating from am best, one of the leading independent insurance company rating organizations. We’re here to help you. Our insurance policies pay cash benefits for covered accidents and illnesses — to help. Web life is full of changes. Combined insurance offers a range of insurance policies to help you prepare for the. This indicates it has a. This policyholder center is designed to make it easy for you to connect with us in.